Individual Sector Services
Comprehensive financing solutions for individuals, expatriates, and professionals. Access up to 100% financing for vehicles, residential real estate, medical equipment, and more.
Vehicle Financial Leasing
The Vehicle Financial Leasing Program enables employees, professionals, and corporate businesses to finance new and used vehicles with competitive leasing rates and financing of up to 100%, without salary transfer requirements and with approval within hours.
- No salary transfer to the bank required
- Financing for new and used assets and vehicles
- The asset itself is the primary financing collateral
Residential Real Estate Financial Leasing
Financing solutions for residents and expatriates purchasing apartments, standalone homes, villas, or residential land for living or investment with lease terms up to 20 years and grace periods for construction and finishing.
- No salary transfer to the bank required
- Financing for residential properties and new and existing land
- Option to sell the property during or at the end of the contract without title transfer fees (in special cases)
- Grace periods for finishing or completing construction, with top-up option for expansion (terms up to 20 years)
Commercial Real Estate Financial Leasing
Financing for commercial complexes, industrial facilities, office units, clinics, medical centers, warehouses, and commercial land with flexible repayment periods of up to 10 years and grace periods for construction and fitting.
- Lease term matched to the expected project construction period
- Competitive lease return with flexible terms
- The asset is the primary financing collateral
- Grace periods for fitting or completing construction, with top-up option for expansion (up to 10 years, subject to company terms)
Medical & Diagnostic Equipment Leasing
Tailored financing for physicians, private clinics, diagnostic laboratories, and hospitals to acquire cutting-edge medical and diagnostic equipment with financing of up to 100% depending on asset lifespan and without additional collateral.
- High flexibility and speed in procedures and approvals
- No need for salary transfer to the bank
- Financing of up to 100% depending on the productive asset age
Industrial Machinery & Productive Assets
Financing for factories, production lines, industrial equipment, and printing presses from local or foreign suppliers with financing up to 90% and installment schedules structured to match operational cash flows.
- No salary transfer to the bank required
- The asset is the primary financing collateral with no additional guarantees
- Monthly installments matched to the expected asset cash flows